Benefits Overview

In addition to good working conditions and competitive pay, it is Midi’s policy to provide a combination of supplemental benefits to all eligible employees. In keeping with this goal, each benefit program has been carefully devised. These benefits include insurance benefits and other benefits, such as vacations and holidays.

The next few pages contain a brief outline of the benefits programs Midi currently provides for employees and their families. Of course, this information is only guidance.

These descriptions of insurance and other plan-governed benefits merely highlight certain aspects of Midi’s plans and are provided as general information only. The specific provisions of the plans, including eligibility and benefits provisions, are summarized in each plan’s summary plan description (“SPD”). SPDs may be revised from time to time. Additionally, the official plan documents are available for review upon request. In the determination of benefits or other matters under each plan, the terms of the official plan documents shall govern over the language of any descriptions of the plans, including SPDs.

Further, Midi (including the officers and administrators who are responsible for administering the plans) and/or the plan administrators retain full discretionary authority to interpret the terms of the plans as well as full discretionary authority with regard to administrative matters arising in connection with the plans and all issues concerning benefit eligibility and entitlement.

While Midi intends to maintain these employee benefits, it reserves the absolute right to modify, amend, or terminate these benefits at any time and for any reason, to the maximum extent permitted by applicable law.

Questions regarding benefits may be directed to Human Resources.